Question 1

Who can enter into a partnership with Liquify?

Accepted Answer

We welcome partnerships with Mutual Fund Distributors, Financial Advisors, Chartered Accountants, and professionals from any sector who have clients interested in loans or mutual fund products.

Question 2

What are the benefits of extending loans against mutual funds?

Accepted Answer

Provided loans against mutual funds give liquidity without redeeming the investment, thereby solving the immediate cash requirements of a client without you losing your AUM.

Question 3

Is there any fee for becoming a partner?

Accepted Answer

There is no fee to become a partner with Liquify. You earn commissions on successful transactions.

Question 4

In what manner does Liquify support its partners?

Accepted Answer

Liquify offers a level of training, support, and transaction facilitation that will guarantee your success as a partner.

Question 5

How long does it take to proceed with the partnership?

Accepted Answer

The process usually takes 1 to 2 days, from submitting your details to finalizing the agreement on the mutual obligations of both sides.

Question 6

Do I need specific qualifications to become a partner?

Accepted Answer

No specific qualifications are required. Anyone passionate about helping others with financial solutions can join.

Question 7

How do I track my referrals and earnings?

Accepted Answer

Partners have access to a dedicated dashboard to monitor referrals and earnings in real-time.

Question 8

Can I refer anyone, or just clients I manage?

Accepted Answer

You can refer anyone using your unique referral link to ensure proper tracking and recognition.

Question 9

How will my earnings be credited?

Accepted Answer

Earnings will be credited to your account by the 7th of the following month after the referral’s successful onboarding.

Question 10

Is my personal information secure?

Accepted Answer

We use advanced security measures, including OTP verification and secure servers, to protect your data.

Question 11

Can I receive customized marketing materials?

Accepted Answer

Yes, we provide co-branded marketing materials tailored to your needs.

Question 12

What should I do if I forget to send my referral link?

Accepted Answer

Contact our support team immediately with referral details, and we will ensure your referrals are tracked correctly.

Question 13

How does Liquify ensure my privacy and security?

Accepted Answer

At Liquify, we take your data privacy seriously. We use One-Time Password (OTP) authentication to verify all critical user actions. All your data is stored on secure, encrypted servers compliant with industry best practices. We follow strict data protection protocols as per BFSI (Banking, Financial Services & Insurance) standards.

Question 14

How do I track my referrals and earnings from Liquify?

Accepted Answer

We ensure full transparency with your referrals and earnings: You will receive a monthly summary report with details of all your referred clients and their status. We are building a robust Partner Dashboard where this data will be available in real-time. Until then, you can email us anytime at support@liquify.in to request your referral summary.

Question 15

What if I referred a customer or partner but forgot to send them my unique link?

Accepted Answer

No worries! Just reach out to us and we'll take care of it: Call or WhatsApp us on +91-7600236777 with the referral details Or email us at support@liquify.in with the full name, contact number, and mutual fund portfolio (if available). Our support team will verify and map the referral manually.

Question 16

Can I get custom co-branded marketing material from Liquify?

Accepted Answer

Absolutely! We love collaborating with our partners. We can provide customized co-branded creatives, brochures, and social media content tailored for your audience. To request marketing materials, reach out to us directly on +91-7600236777 or email support@liquify.in

Question 17

What is a Margin Call in LAMF?

Accepted Answer

A margin call is triggered when the value of the pledged mutual fund units drops, and the lender requires the borrower to either add more mutual funds as collateral or partially repay the loan to maintain the agreed Loan-to-Value (LTV) ratio. For example: If initial MF value is ₹1,00,000 with 80% LTV, loan disbursed is ₹80,000. If MF value drops to ₹90,000, 80% would be ₹72,000, creating a margin call of ₹8,000. This can be resolved by either adding more units worth ₹10,000 or repaying ₹8,000.

Question 18

What is a Margin Shortfall?

Accepted Answer

Margin shortfall is the gap between the permitted LTV value (based on updated mutual fund NAVs) and the actual loan outstanding. If not resolved, it can lead to forced sale or liquidation of pledged units by the lender. For example: If new MF value is ₹90,000, permitted loan is ₹72,000, and outstanding loan is ₹80,000, the margin shortfall would be ₹8,000. This shortfall must be corrected quickly to avoid action from the lender.

Question 19

What is lien marking in LAMF?

Accepted Answer

Lien marking is the process of pledging mutual fund units as collateral for a loan. While the units are pledged, they cannot be redeemed or sold until the loan is repaid. This process is executed digitally and in real-time.

Question 20

Are there any restrictions on employment status or income to avail LAMF?

Accepted Answer

No, there are no restrictions based on employment status or minimum income requirements.

Question 21

Can clients prepay or close the loan early?

Accepted Answer

Yes, clients can repay the loan partially or fully at any time without any foreclosure charges.

Question 22

Do clients need to upload any documents to check their loan eligibility?

Accepted Answer

No, clients do not need to upload any documents. The eligibility check is a seamless digital process.

Question 23

Which mutual fund schemes are eligible for LAMF?

Accepted Answer

LAMF is available for over 8,000 mutual funds from various asset management companies in India. However, ELSS tax-saving funds with a purchase date of less than 3 years are not eligible.

Question 24

Can clients choose which mutual fund units to pledge?

Accepted Answer

Yes, clients have complete flexibility to select and change the mutual fund schemes and units they wish to pledge.

Question 25

How is the interest calculated on the loan?

Accepted Answer

Interest is charged only on the amount withdrawn and is calculated daily based on the loan outstanding at the end of each day.

Question 26

How can clients update their mobile number or email address linked to their mutual fund investments?

Accepted Answer

Clients can update their contact details through MFCentral by signing up and submitting a service request. The update is typically processed within 1-2 days.

Question 27

What are the benefits of becoming a Liquify Partner?

Accepted Answer

As a Liquify Partner, you can help clients access funds without redeeming their investments, thereby avoiding taxes on capital gains. Additionally, you can earn account opening fees and trail income on usage.

Submit Your Details

Internal Review

Finalize Agreement

Get Your Partnership Code

Training & Onboarding

How it Works

FAQs

Who can enter into a partnership with Liquify?

What are the benefits of extending loans against mutual funds?

Is there any fee for becoming a partner?

In what manner does Liquify support its partners?

How long does it take to proceed with the partnership?